At Prescient Capital Management (''PCM''), we bring our long-standing relationships with industry-leading professionals together with the extensive experience of our team members and Board Advisors to provide key solution sets and superior service. PCM's main office is located in Delafield, Wisconsin.
The PCM management is structured to implement our mandate without the intrusion of unnecessary staff positions. Prescient Capital utilizes many valued 3rd party companies in order to lend our capital responsibly. As an example, the roles of our 3rd party companies would include:
- Loan Documentation
- Valuation of Commercial Real Estate (Collateral)
- Property Conditional Assessment & Environmental Concerns
- Monitoring & Loan Covenant Compliance
Steve, the Founder of PCM, has led the specialty finance company to national recognition. Prescient Capital analyzes hundreds of loan requests or billions in loan submissions annually across the United States. Based on the company's website analytics, intermediaries and borrowers visit Prescient Capital's website from around the United States and many other countries.
Additionally, Prescient Capital has developed relationships with over 30,000 commercial borrowers, brokers, CPAs, lawyers and other intermediaries who contribute to its loan origination platform. Steve manages the origination, underwriting, operations and loan servicing for the direct lending group; he works in conjunction with a strategic funding partner with underwriting.
Prior to founding Prescient Capital, Steve was recruited to New York by Sandler O'Neill & Partners LLP, a leading Wall Street investment banking firm focused on middle-market financial institutions. Steve served Sandler as the vice president responsible for Midwest and Southeast middle-market financial institutions. Steve has provided advice to financial institutions seeking to improve their margins, return on assets, return on equity and overall financial results. In addition to assisting institutions increase shareholder value, Steve's experience extends into complex strategies, accounting and regulatory issues.
Steve is a graduate of the University of Wisconsin with a bachelor's degree in structural and environmental engineering; he also attended graduate studies at the Stern School of Business at New York University. He is a member of the Bank Holding Company Association, The Turnaround Management Association, and he is an associate member of several state independent community bankers associations.
Dan is a Partner at Prescient Capital focusing on the strategic direction, operations, and management of the firm. Dan is involved with all aspects of the direct lending group from origination to closing and is engaged in servicing throughout the lending term.
Prior to Prescient, Dan was a Principal with The Presidio Group, a boutique financial advisory firm that provides comprehensive solutions and advice to successful entrepreneurs and business owners. Presidio’s primary business units include Investment Banking, Capital Advisory, and Private Equity. He joined Presidio to establish a Chicago-based office and to build a presence for the firm across the Midwest. Prior to Presidio, Dan worked at Morgan Stanley in various divisions in Chicago, New York and Philadelphia. Before Morgan Stanley Dan was a Commander in the U.S. Navy where he served worldwide as a carrier-based F/A-18 pilot and graduated from the United States Navy Fighter Weapons School (TOPGUN).
Dan also currently serves on the Advisory Board of Morgan Aircraft. Morgan is a Wisconsin based company that is developing new vertical take-off technology for use in military and commercial aircraft.
Dan earned his MBA with Honors from The Wharton School at The University of Pennsylvania and his BS degree in Mechanical Engineering from the U.S. Naval Academy.
John is Prescient Capital's lead legal counsel; he has had extensive experience in real estate law and was formally educated from Columbia University School of Law, New York, NY, J.D. 1986 - Harlan Fiske Stone Scholar University of Virginia, B.A, High Distinction, in History, 1982 - Phi Beta Kappa, Echols Scholar.
John is responsible for managing the legal aspects of the specialty finance company. He ensures that the loan meets with the requirements of the particular state we will record the necessary documents for the loan. In addition to the customary loan documents, he will verify that the Borrower is duly and properly authorized to undertake the obligation evidenced thereby, communicate with the Title and Escrow regarding the preliminary title report and review it with our team to ensure the accuracy of the title report and communicate with the title to ensure correct endorsements for the particular loan transaction.
At Columbia Law School, John focused on business, tax and commercial transactions law. After working two years in Houston for Baker Botts, where he gained extensive experience in securities law, corporate law and mergers and acquisitions, he moved to Atlanta and joined King & Spalding. At King & Spalding, John was trained under some of the nation's best secured transactions attorneys, representing SunTrust, GE Capital, Heller Financial, Citicorp Financial and other regional and national lenders securing loans with all types of collateral, including real estate. His borrower representation included the Atlanta Committee for the Olympic Games. John also gained valuable training under David Epstein, King & Spalding's bankruptcy expert and a leading bankruptcy law scholar, having authored numerous books on the subject. John started his own firm in 1992, taking SunTrust as a client and continuing his borrower representation. In 1998, John became a real estate developer in Atlanta for 5 years. In 2003, John moved to Charlottesville, Virginia, where he represented Anglo-American Financial LLC, a lender focusing on real estate opportunities throughout North America.
Brad is the vice president of operations at Prescient Capital focusing loan documentation, investor relations and general operating activity.
Prior to Prescient, Brad served The Tharpe Robbins Company, Wisconsin Branch as Office Manager for 14 years. He worked with fortune 500 companies such as AEGON Insurance, Rockwell Collins, Kohl’s and Ray-O-Vac. He managed the Wisconsin Branch through their substantial growth.
Brad had previously owned a real estate company in southeastern Wisconsin that renovated and restored historic lake homes. Brad’s last project converted a Frank Lloyd Wright home into a museum.
Brad attended University Wisconsin Milwaukee with focus on business and finance.
Board of Advisors:
We have been patient in developing our Board Of Advisors, and they are comprised of industry leaders, executives, experts, and business visionaries. We welcome our Board of Advisors' insight to assist us improve our lending platform.