|TERM:||Flexible loan term ranging from 1-3 years.|
|LOAN TO VALUE:||Loan amounts up to 75% of the market value of the collateral, based on the estimated cash sale price given a 90-120 day marketing time. If the loan is used for renovation or construction, the loan amount can be based on the improved value, and would be disbursed in stages.|
|RATES:||Depending on the collateral the rates range between 8-15 percent per annum.|
|LOAN SIZE:||From $500 thousand to $30 million with exceptions to $50 million.|
|COLLATERAL:||Assets that could range from real estate, equipment, inventory, account receivables and other easily saleable collateral.|
PCM is able to fund loans in a more-timely manner than available at traditional lending institutions. PCM provides borrowers with short-term or bridge loans, typically because the borrower needs the funds quickly.